The following article reflects the implementation of microcredits as well as their influence on the socio-economic development of the indigenous Adivasi of the Gudalur area in the Indian state of Tamil Nadu. The case study traces about the individual experience of 10 self-help-groups. After a short introduction to the concept of microcredit in the International Year of Microcredit 2005 of the UN the author reflects the difficulties, challenges and advantages of his field research and discribes the outcome of the microcredit programme for the Adivasi in relation to community-building, emacipation/gender and income.